3 min read
Another Interest Rate Increase
The RBA has raised the cash rate again - what it means if you're saving, if you're borrowing, and how it fits into a tougher year for Australian investors.
Independent advice for the financial decisions that matter.
Shoreditch Financial Advice was founded on a simple premise: good advice should be built around your life, explained in plain language, and free of unnecessary complexity.
- Certified Financial Planner
- CFP®
- Years advising Australians
- 10+
- Meetings
- Online or in person, Melbourne CBD
Everybody is welcome at Shoreditch Financial Advice, regardless of background. No judgement or preconceptions, just honest financial advice in your best interests.
We look forward to meeting you.
We work with retirees, professionals, tradies, business owners, and families across Australia who want a clear plan for their money - whether that means preparing for retirement, investing for the future, protecting your wealth, or simply making sense of constant rule changes and how they may impact you.
Services
Advice across every stage of your financial life
From your first investment plan to drawing income from your super in retirement, our services are built to adapt as your circumstances change.
- 01
Retirement Planning
Strategies to help you retire on your terms, including pension structuring, income planning, and Age Pension considerations.
- 02
Superannuation Advice
Fund and investment reviews, contribution strategies and consolidation to help your super work harder ahead of retirement.
- 03
Investment Strategy
Tax structuring and portfolio construction, aligned to your risk profile, time horizon, and goals - reviewed and rebalanced as markets shift.
- 04
Financial Modelling
Scenario planning and cash flow projections to help you see the long-term impact of your decisions before you make them.
- 05
Cash Flow & Budgeting
Practical strategies to help you manage day-to-day spending, build savings, and free up cash flow to put toward your goals.
- 06
Estate & Succession Planning
Ensuring your wealth is passed onto the right people, in the way you intend.
*We don't do new or stand alone insurance advice. We can assist with providing a referral to an insurance specialist, or an insurance needs analysis to help when deciding to reduce your existing cover, as part of our holistic financial advice service.
Approach
How we work together
A structured process, so you always know what happens next. Meetings can be held online (usually via Microsoft Teams), or in person at our Melbourne CBD office.
Book an Initial Call- 01
Introduction call
A 15 minute phone call to understand your reasons for seeking financial advice, discuss how we can help and next steps.
- 02
Discovery
A meeting to discuss your goals, challenges, strategies that may be appropriate for you and what our advice to you would look like. A client agreement for personal financial advice is sent to you after this meeting, if appropriate.
- 03
Advice
We build a tailored plan and walk you through every recommendation in plain English.
- 04
Implementation
Once you're comfortable, we put the plan into action and handle the paperwork.
- 05
Ongoing reviews
Regular check-ins and advice to keep your plan aligned as life, markets and legislation change.
Principal Adviser
Meet Ashley
I'm Ashley, Principal Adviser at Shoreditch Financial Advice. I'm a Certified Financial Planner (CFP®), with over 10 years experience providing financial advice to everyday Australians.
I take great pride and enjoyment from helping people make sense of their finances, achieve their goals, solve problems, overcome challenges and most importantly feel confident for the future.
I enjoy spending time with family and friends, training Brazilian Jiu Jitsu, doing some yoga and trying to get outside. I also think I'm funny (but you can be the judge of that!).
Insights
Insights and updates
Regular newsletters on personal finance, investments, economics and anything else that is topical or newsworthy for you and your money.
6 min read
Budget Winners and Losers
A look at who comes out ahead (and who doesn't) in the latest Federal Budget, and what it could mean for your finances.
5 min read
Significant Implications of the Federal Budget
A rundown of the proposed tax changes from this year's federal budget, and what they could mean for how you invest.
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